By Marcus Webb, Senior Editor, State Tax & Retirement Geography·Denver County
Denver is the #1 city in Colorado by population (693,060
residents across 275,795 households; median household income $53,637). Federal gold IRA
rules are identical here to anywhere else in the US — what changes at the state line
is the money around the metal: no sales tax on bullion at
purchase, and $20k exclusion (59½+) when you take distributions.
The thresholds, sources and storage picture behind those two lines live in the gold IRA guide for Colorado. Below: the city snapshot our
desk compiles for Denver, the rated companies that serve it, and where its metals
would physically sit.
Denver snapshot
Denver, Colorado — city profile
Measure
Value
Population
693,060
Households
275,795
Median household income
$53,637
County
Denver County
ZIP codes served
74
Land area
153.3 sq mi
Source: U.S. Census Bureau estimates (via our cities dataset) · checked October 24, 2026
Where Denver IRA metals would sit
Metals in your IRA can't sit in a Denver safe-deposit box or home safe — an
IRS-approved depository arranged by the custodian holds them, and the vault your
custodian uses decides fees and logistics. To make the geography concrete, we
measure the straight-line distance from Denver to the two reference vaults we
track nationally:
Straight-line distance from Denver to reference depositories
Facility
Distance
Delaware Depository (Wilmington, DE)
≈ 1,560 mi
Texas Bullion Depository (Leander, TX)
≈ 750 mi
Method: great-circle distance from city coordinates, rounded to 10 miles — an
indicator of logistics, not a quote. Colorado's full storage picture: state guide.
Gold IRA companies serving Denver — network ratings
Company
Overall
Fees
Feedback
Min. investment
Noble Gold Investments
4.1
3.5
4.5
Varies — see review
GoldStar Trust
4.0
4.0
4.0
N/A (custodian)
Augusta Precious Metals
4.0
3.0
4.5
$50,000 for cash or IRA purchases
Advantage Gold
3.9
3.5
4.0
$10,000–$25,000
Birch Gold Group
3.9
3.5
3.5
$5,000 recommended minimum
Goldco
3.9
3.5
4.0
$25,000 generally required for gold IRA…
American Hartford Gold
3.8
3.5
4.0
$10,000 for a Gold IRA
Lear Capital
3.3
3.0
3.5
$10,000 for a Gold IRA
Preserve Gold
3.2
3.0
3.5
$10,000–$25,000
Regal Assets
1.3
2.0
1.0
$5,000
Denver gold IRA questions
Do I pay sales tax on gold IRA purchases in Denver?
No sales tax on bullion — the rule is set at the state level. Colorado exempts coins and precious metal bullion from state and state-administered local sales and use tax (DOR FYI Sales 60). Numismatic items and some collectibles stay taxable. Source: Colorado DOR — Coins and Precious Metal Bullion, checked October 2026.
Where would metals from a Denver gold IRA be stored?
Not at home: IRS rules require an approved depository arranged by your custodian. Measured from Denver, the industry's reference vaults sit roughly 1,560 mi (Delaware Depository) and 750 mi (Texas Bullion Depository). The distance doesn't affect IRS approval — the vault your custodian uses decides fees and logistics.
Does Denver add its own tax on IRA distributions?
Income tax is set at the state level, not by cities — with rare exceptions like New York City's resident tax, which none of our covered cities share. Colorado taxes IRA distributions as ordinary income at a flat 4.40%; a pension/annuity exclusion — up to $20,000 ($24,000 for taxpayers 65+) — can shelter part of the distribution.
City guides for 10 more Colorado cities are in
preparation.
Important
Educational information only — not investment, tax or legal advice. Verify current state and
local tax treatment with the Colorado revenue department before acting.
